Dear Client,
As part of our ongoing commitment to ensuring the security of your online trading experience, we would like to inform you of our protocol for addressing any suspicious activities observed on your trading account
Should you notice any irregularities or suspect unauthorized access to your account, we kindly request that you take immediate action by following the steps outlined below:
Send an Email Please send an email to stoptrade@acml.in from your registered email ID. In the email, briefly outline the suspicious activity you have observed.
Phone Call Alternatively, you can call us at 07968101000 Ext: 1 from your registered mobile number. This will enable us to address your concerns promptly.
When contacting us, please ensure you provide the following details:
By providing this information, you enable us to swiftly investigate and take appropriate measures to safeguard your account.
Your security and peace of mind are of utmost importance to us, and we appreciate your cooperation in maintaining the integrity of your trading account.
Net Interest Income (NII) for the quarter ended 31st March 2025 stood at Rs 2,698 crore registering a growth of 23.35% YoY as against Rs 2,187 crore for the same period of preceding year
Total Business of the Bank stood at Rs.5,13,527 crore as on 31st March 2025, showing an increase of 14.12% Y-o-Y, wherein Gross Advances increased by 17.72% YoY to Rs 2,19,985 crore & total deposits jumped 11.56% YoY to Rs 2,93,542 crore.
RAM (Retail, Agri & MSME) business stood at Rs 1,22,613 crore as on 31st March 2025 as against Rs 97,516 crore as on 31st March 2024, registering a growth of 25.74% YoY basis.
On asset quality front, gross non-performing assets (NPA) stood at Rs 5,918.54 crore as of 31st March 2025 as against Rs 6,463.30 crore as of 31st March 2024.
Gross NPA improved to 2.69% as on 31st March 2025 as against 3.46% as on 31st March 2024, registering an improvement of 77 bps year-on -year. Net NPA improved to 0.50 % as on 3st March 2025 as against 0.89% as on 31st March 2024, registering an improvement of 39 bps Y-o-Y.
On full year basis, the bank's standalone net profit jumped 47.8% to Rs 2,444.96 crore in FY25 as compared with Rs 1,653.74 crore in FY24. Total income increased 17.3% to Rs 29,473.53 crore in FY25 as compared with Rs 25,119.87 crore in FY24.
Meanwhile, the bank's board recommended a dividend of Rs 0.39 per equity share for FY25, subject to approval f the shareholders of the ensuing annual general meeting of the bonk. The bank has fixed Friday, 9th May 2025 as the record date for final dividend.
Further, the bank's board approved equity capital raising plan through issuance of 270 crore equity shares of face value of Rs 10 each, aggregating to Rs 2,700 crore(at face value) through various modes viz, QIP, FPO, etc. in one or more tranches at an appropriate time and premium during the FY 2025-26, subject to approval of the shareholders at the ensuing annual general meeting of the bank and other /regulatory approvals.
UCO Bank is a commercial bank and a Government of India Undertaking. As on 31.03.2025 Bank had a network of 3302 domestic branches and 2 overseas branches each at Hong Kong and Singapore and 1 Representative Office in Iran. Out of the total branches, Bank has 2031 (61%) branches in rural & semi-urban areas. Bank has 2522 ATMs and 10653 BC Points making the total number of 16480 touch points as on 31 st March 2025.
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